Terms of Use
These Terms of Use govern your use of DirectLifeQuote.com (the "Site"), operated by DirectLifeQuote.com. By using the Site, you agree to these terms.
What the Site is
DirectLifeQuote.com is a free information and referral service. We are not an insurance company, agent, or broker. We don't sell insurance, recommend specific policies, or give financial, tax, or legal advice. Information on the Site is for general education. Rates are estimates and not offers of coverage. Only an insurance company can decide whether to issue a policy and at what price.
Quote requests and consent to contact
When you submit a quote request, you confirm that the information is accurate, that you are at least 18, and that the phone number and email you provide belong to you. You agree that DirectLifeQuote.com and the licensed agents and agencies it works with may contact you as described in the consent language shown on the form. Consent is not required to buy any product. You can withdraw consent at any time as described in our Privacy Policy.
Acceptable use
You agree not to submit information about another person without their permission, submit false information, interfere with the Site, or use automated tools to access or scrape it.
Third parties
Agents, agencies, and insurance companies you're connected with are independent and responsible for their own products, advice, and conduct. Links to other websites are provided for convenience, and we're not responsible for their content.
Disclaimers and limitation of liability
The Site is provided "as is" without warranties of any kind. To the fullest extent allowed by law, DirectLifeQuote.com is not liable for any indirect, incidental, or consequential damages arising from your use of the Site or any insurance product you buy.
Changes
We may update these terms. Continued use of the Site after changes means you accept them.